As
a recent retiree from the Social Security Administration, I am able to speak
from my experience. When I was first hired, Social Security was going broke in
10 years then. It is 35.5 years later and it is still around.
What Congress needs to do is to leave the basic benefits for workers alone. It
is the family benefits and totalization benefits that it needs to trim or in
some cases eliminate.
For
example, it is no longer necessary to provide at all the $255 lump sum benefit, which
is a joke in this day and age - it does not pay the rent or put food on the
table.
Divorced wives and widows in the 1980s were lowered on the marriage requirement
from 20 years to 10 years - it's time to raise it to at least 15 years. These
days more aged exes have substantial pensions and Social Security work records.
Now is the time for the feds with the new technology to demand and pay for DNA
tests before paying illegimate children.
In the '80s the formula was changed for family benefits to pay less on
disability, so do it for retirement family benefits too.
A huge upcoming drain is the totalization benefits for foreign workers who only
work 1.5 years (six quarters of coverage) to get a SS check by using their work
in foreign social security systems. Since the rest of the U.S.-born citizens
must work 10 years (40 quarters) to get a check, why should foreigners and
citizens who left the U.S.A. get a break that pays out far more than it takes
in?
Our state, municipal and federal workers who are not covered by Social Security
must work 10 years. Do we value our government workers and citizens less? One
argument that the government uses for totalization treaties is that it is
unfair to have someone work here and pay SS taxes and taxes to their foreign
pension system, so we should give them a check. This is false reasoning.
Before 1978, we had treaties with the same countries to have those workers
either pay in our system or theirs - not both. Now India not only wants their
workers to come here for a couple of years and take our jobs, but then get a
check and stress our Social Security protection for our long time residents!
These are only a few of the many ways to trim the benefits of other than our
disabled or retired workers. Any rank-and-file SSA retiree can tell you.
GEORGE SINCAVAGE lives in Massachusetts
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